Lee Wooldridge

Term Life Insurance Policy Parties And Participants

There are several parties and participants in a term life insurance contract. Included would be the company providing the coverage, the owner of the policy, the insured individual, and the beneficiary of the proceeds of the policy. The policy owner and... Read >

What Is The Right Amount Of Term Life Insurance For Me?

The amount of life insurance a person should own is a very subjective question. It can involve emotion and comfort level and placing a value on peace of mind. But there are several agreed upon ways to approach the answer to the question of how much term l... Read >

For A Term Life Insurance Quote Does Smoking Affect My Rate?

You are looking to purchase term insurance and as you prepare to start the quote process you wonder if smoking will affect the amount of premium you will have to pay. The short answer is yes but how much it will affect your rate can vary. Some compani... Read >

What Is Underwriting Of Term Life Insurance?

The amount of premium paid for a term life insurance policy varies by individual depending on a number of factors relating to the person covered by the policy. The process of investigating and resulting evaluation of the individual applying for the insura... Read >

How Do You Go About Collecting On Life Insurance?

The death of a family member is a traumatic time and in the middle of all of the upset it is necessary for those closest to the deceased to have the presence of mind to complete many tasks they are unfamiliar with. After funeral arrangements, notifying fr... Read >

What's The Difference Between Term Life Insurance And Permanent Life Insurance?

One can get overwhelmed with the various types and choices of life insurance when trying to get coverage to protect the family in case of death of the family breadwinner. A good place to start is with the two basic categories of insurance which are term i... Read >

Does An Insurance Provider Have To Give Me Term Life Insurance?

You might think a life insurance company would have to provide life insurance to an applicant even if it meant charging a bit more if the applicant's health put him in a higher risk category. Such is not the case. Insurance companies are not required by l... Read >

Why Is Getting A Term Life Quote Online Becoming More Popular Than Calling An Agent?

It is becoming increasingly popular to make purchases of everyday products over the internet. Everything from electronic devices to clothing to accounting services. That goes for life insurance as well. A person would purchase term life insurance online f... Read >

Term Life Insurance Uses

In order to appreciate the value of life insurance and in particular, term insurance, in an attempt to understand whether or not you should get coverage, you should take a look at some of the uses of life insurance. The reasons for getting such insurance ... Read >

Term Life Quote Research Requires Understanding, "What Is Life Insurance?"

If you are looking into getting term life insurance and this is the first time you have really given the subject serious consideration, you quickly realize there is a lot of information and many choices to make. The most basic question you will ask is "Wh... Read >

Where Do My Term Life Insurance Premiums Go?

I make a payment each month for my term life insurance. I will be making them for the next twenty years and I was curious as to what happens to the money I pay in. Is it held in trust for me in the event I die during the term of the policy and it gets pai... Read >

How Do They Structure Payments For A Term Life Insurance Policy?

Deciding to get a term life insurance policy always includes working out how to fit the cost into your budget. The main reason people don't get insurance isn't because they are not interested in the benefit of being insured but rather because they can't m... Read >

What Type Of Life Insurance Should I Get?

A decision to get life insurance is the decision to take responsibility for the consequences that your death would have on those around you or on those you are responsible for. Such person's would be your wife or your children or possibly some other relat... Read >

Time to Buy a Life Insurance Policy - Hey, Someone Has to Be the Adult

There are four people in our family. Two of the people are under five years of age. I guess if we are going to get a life insurance policy, someone has to decide to be the adult. My parents had life insurance. My grandparents had it, too. Children can ... Read >

It's Time to Stop Being a Kid and Buy Life Insurance

Buying a life insurance policy will pretty much complete the transition from being carefree, irresponsible children to becoming full grown, responsible adults. The transition will occur for both my husband and me. Just in time, too, because we will be hav... Read >